If you buy a house, you will always have to deal with a civil-law notary in the United states. In some places, such as Amsterdam, it is even common for the notary to draw up the provisional purchase agreement.

Whoever pays, determines, is the saying. Does this also apply to notary fees when buying a house?

Costs of the buyer’s existing home

If you buy an existing home, it is customary for the buyer to pay the costs of the notary. If you have agreed on the principle of buyer costs (kk), you will also pay additional costs in addition to the purchase price. For example, the costs of a notary.

What are the average notary costs?

Purchasing a house by name

Before buying a new house takes place in this way. The seller is in this case responsible for paying the notary. If you buy a house of € 200,000, there are hardly any additional costs. You do, however, have to pay for mortgage advice and the mortgage deed.

Incidentally, if you take out a mortgage for buying this property, you owe the costs for a mortgage deed.

In the case of new construction, the seller / project developer has made agreements with a project notary. This is often motivated by financial motives. You are not obliged to register the mortgage deed by the project notary. It is more difficult in practice because you then have to visit two notaries or work by proxy. Sometimes the price difference is worth it, but not in all cases.


What exactly does the notary do?

A notary adds confidence to the process. You as the buyer become the owner of the property and the seller receives the purchase price. In this way, it is clear to both parties in the process that the agreements made are being complied with. For example, the seller will not pay if, for example, there are still attachments on the house. The notary therefore also investigates the possibility of vendor to actually be able to transfer the house.

The overview below shows what the notary does in the buying and selling process, among other things:

  • Requesting the funds (from you or your mortgage bank);
  • Check whether the purchase price for the home has been deposited in the third-party account;
  • Supervising the agreements made in the purchase contract, for example a bank guarantee;
  • Check with the Land Registry whether there are no herds or mortgages on the home;
  • View the previous deed of supply and assess whether there are still penalties or chain clauses;
  • Assess whether the seller (s) are authorized to sell and are not under guardianship or are bankrupt;
  • Requesting the personal data from the government;
  • Settle mortgage on the collateral by paying the lender to the seller;
  • Register the buyer’s mortgage in the Land Registry
Updated: May 17, 2019 — 10:50 pm

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